niloFinance Tools
SIP Growth Calculator
A SIP (systematic investment plan) is simply a fixed amount invested every month. This calculator shows how contributions and compounding may build over the years you choose.
Loading calculator…
Related tools
Frequently asked questions
How is the monthly growth rate calculated?
The tool converts your annual assumption into an effective monthly rate using (1 + annual)^(1/12) − 1, rather than dividing by 12, so compounding is handled accurately.
Are returns guaranteed?
No. Market-linked returns are not guaranteed. The projection shows what the entered assumption would produce if it held constant, which real markets do not.
When are contributions assumed to be invested?
At the beginning of each month, which is stated in the assumptions panel.